OpenServicesOpen House
Collective supplementary insurance
Gemeente Helmond · Open House · 1 lots · 426909
5
5 of 6 core insights found
Measures presence, not accuracy · documents remain authoritative
ScopeAdvicePoints of attentionSuitability requirementsAward criteriaTimeline
Type
Services
66000000 · Financial and insuranc
Estimated value
€ 1,20M
estimated
To deadline
15d
Jun 30, 2026 · 15:00
Knock-outs
0
exclusion grounds
Award basis
Best price-quality ratio
Assess manuallyconfidence high
The Municipality of Helmond is seeking health insurers for a collective supplementary insurance for residents with a low income via an admission procedure. Participation is possible for insurers that meet specific experience requirements and legal licenses.
Services · Open House · National procedure
Complete timeline
CharacteristicsCPV 66Servicesgemeentepolishealth insurancelow-income residents
01What is being requested
The provision of a collective supplementary insurance for low-income residents in the Municipality of Helmond, consisting of a combination of a basic insurance policy and three supplementary insurances. The contract has a duration of 12 months with tacit annual extension.
Collective supplementary insurance for low-income residents in the Municipality of Helmond
1Collective supplementary insurance—
02Strategic insight
Strategic insight · AI analysis
Ensure that the experience with low-income residents is explicitly substantiated with a specific municipality name. Check whether the DNB license is current and meets the legal requirements. Prepare the organization for the social return obligation of 5%.
03Points of attention
Important · 5
The procedure is an admission procedure whereby every insurer that meets the requirements can be awarded an agreement.Important
The municipality may limit or extend the duration of the procedure.Important
There is an obligation to realize social return of at least 5% of the municipal contribution.Important
The municipality may terminate the open house procedure effective from 1 January.Important
In case of conflict between the agreement and the minimum conditions, the conditions shall prevail.Important
04Can I take part?
Technical · 2
Experience in offering comparable collective supplementary insurances for low-income residents at another municipality.Technical
Compliance with the legal requirements to offer health insurance and possession of a license from De Nederlandsche Bank.Technical
Other · 1
Realization of a social return amounting to at least 5% of the contribution from the municipality.Other
05Process & timeline
Publication via TenderNed
2026-05-28
Deadline for submitting questions
2026-06-12
Deadline for providing memorandum of information
2026-06-19
Closing date for submission of notification of interest
2[telefoonnummer verwijderd]:00
06Value in context
€1,200,000
07Likely competitors
#Likely bidderFitWins
1Achmea Schadeverzekeringen N.V.SME100227×
2MandatisUnknown99268×
3ASR Schadeverzekering N.V.SME9959×
4Intermont Assuradeuren B.V.SME98215×
5Allianz Benelux N.V.SME98225×
6Veerhaven Assuradeuren B.V.SME98182×
08Tender documents
Aanmeldformulier CAVdocxMay 28, 2026 · 38 KB
TN592825 - EFE3 Vrijwillige aankondiging van een opdracht 20260528170233pdfMay 28, 2026 · 179 KB
Leidraad CAVpdfMay 28, 2026 · 712 KB
Minimale Voorwaarden CAV gemeente HelmondpdfMay 28, 2026 · 201 KB
09Legal themes that may be relevant here
Advies 426> Het betreft een Europese openbare procedure voor WMO-vervoer, leerlingenvervoer, participatiewetvervoer en lokaal vervoer, plus Advies 290> Meervoudig onderhandse aanbesteding van RAW-raamovereenkomst met een looptijd van één jaar voor rioolreiniging en rioolinspectieAdvies 84> Openbaar nationale aanbestedingsprocedure voor een raamovereenkomst voor vertaaldiensten. IIB dienst en gebondenheid aan algemenAdvies 83> Openbaar nationale aanbestedingsprocedure voor een raamovereenkomst voor vertaaldiensten. IIB dienst en gebondenheid aan algemenAdvies 111> Europese openbare aanbestedingsprocedure voor vogeltellingen. Als een door de aanbestedende dienst betrokken beoordelaar op de v
10Frequently asked questions
What criteria must the target group for the collective supplementary insurance (CAV) meet?
The target group consists of low-income residents aged 18 and older living in the Municipality of Helmond, with an income up to a maximum of 130% of the social assistance standards (excluding holiday allowance). There is no asset limit for participation.
What must the composition of the insurance offer be?
The offer must consist of a combination of a basic insurance policy (naturapolis) and three specific supplementary insurances for low-income residents with limited, average, and high healthcare needs.
What possibilities are there regarding the deductible?
Participants do not have the option to choose a voluntary deductible. There must be a possibility to pay the statutory mandatory deductible in installments or to include it in the most extensive supplementary insurance.
What reimbursements are expected within the supplementary insurances?
The supplementary insurances must offer generous reimbursements for common costs such as glasses/lenses, physiotherapy, and dentistry, whereby the maximum reimbursement for dentistry is 100%.
Automatically compiled from the official tender data and documents.
11Estimated value versus the market
p25
€ 200K
€ 200K
median
€ 538K
€ 538K
p75
€ 1,9 mln
€ 1,9 mln
€ 1,2 mln
Gegunde waarden in CPV 66 · diensten n=882