3
3 of 6 core insights found
Measures presence, not accuracy · documents remain authoritative
ScopeAdvicePoints of attentionSuitability requirementsAward criteriaTimeline
Type
Services
Estimated value
Not published
To deadline
Ongoing
Knock-outs
n/a
exclusion grounds
Award basis
Best price-quality ratio
Assess manuallyconfidence moderate
This document contains the specific clauses for the fire insurance of Dutch municipalities, with extensive provisions regarding coverage, indexation, and claims settlement.
Services · Open · European procedure
European
CharacteristicsCPVServicesEU tender
01What is being requested
The assignment concerns the fire insurance for the Municipality of Lochem, covering various items such as buildings, business equipment, inventory, and goods in accordance with the schedule of clauses.
The Municipality of Lochem wishes to conclude a comprehensive perils insurance policy for its properties.
02Strategic insight
Strategic insight · AI analysis
Ensure an accurate statement of the insured sums regarding investments and divestments to prevent underinsurance. Take into account the specific notice periods of two or four months before the end of the agreement. Note the maximum compensation for specific clauses such as monuments or livestock.
03Points of attention
Important · 5
In the event of vacancy longer than three months, coverage is limited to specific loss events.Important
In the event of damage, the insurer cannot invoke permissible omissions or mistakes.Important
For sustainable recovery or reconstruction, a maximum compensation of 10% of the damage amount or € 2,500,000 per event applies.Important
Damage caused by infectious disease is excluded, except for direct material damage.Important
Coverage for cyber incidents is limited to sudden and unforeseen material loss as a direct result of an attack.Important
04Exclusion grounds
Exclusion grounds — consult the ESPD
- No specific exclusion grounds were extracted. In a European tender, the mandatory and discretionary grounds of art. 2.86/2.87 of the Dutch Procurement Act almost always apply — check the European Single Procurement Document (ESPD).
05Value in context
Estimate not published
The contracting authority did not publish an estimated value — common for a large share of contracts. The EU threshold for diensten is € 221.000, for reference.
06Bidders in this segment
#Likely bidderFitWins
1Veerhaven Assuradeuren B.V. potentialSME400×
2Achmea Schadeverzekeringen N.V. potentialSME400×
3Allianz Benelux N.V. potentialSME400×
4Nationale-Nederlanden Schadeverzekering Maatschappij N.V. potentialSME400×
5Mandatis potentialUnknown400×
6Intermont Assuradeuren B.V. potentialSME400×
07Tender documents
TN544784 - EF29 Aankondiging gegunde opdracht - algemene richtlijn, standaardregeling 20251211094021pdfDec 12, 2025 · 9 KB
Nota van inlichtingen 2025-10-21-1pdfOct 21, 2025 · 13 KB
Bijlage B2 en B3 in WorddocxOct 2, 2025 · 17 KB
Bijlage C.3 Schadeoverzicht Gemeente LochemxlsxOct 2, 2025 · 10 KB
TN544784 - EF16 Aankondiging van een opdracht - algemene richtlijn, standaardregeling 20250930165003pdfOct 2, 2025 · 6 KB
uea_544784_20250930094741pdfOct 2, 2025 · 319 KB
Aanbestedingsleidraad Brand Gemeente LochempdfOct 2, 2025 · 867 KB
Bijlage C.2 Objectenoverzicht Gemeente LochemxlsxOct 2, 2025 · 22 KB
Bijlage C.1 Sluitnota Gemeente LochempdfOct 2, 2025 · 379 KB
IM Clausuleblad Nederlandse Gemeenten 2024 NBUG 2006pdfOct 2, 2025 · 290 KB
TN326351 - SF03 Aankondiging van een gegunde opdracht 20211117110921pdfNov 19, 2021 · 32 KB
Bijlage C.2a Risicoinformatie Gemeente LochemxlsxSep 23, 2021 · 135 KB
08Legal themes that may be relevant here
Advies 798> Dit advies gaat over een nadere opdracht voor campagnedienstverlening. Volgens ondernemer is sprake van (de schijn van) partijdiAdvies 787> De klacht betreft een meervoudig onderhandse aanbesteding voor de renovatie van keukens voor een onderwijsinstelling. Het gaat oComplaint upheldAdvies 786> Dit advies ziet op een Europese openbare aanbestedingsprocedure voor een raamovereenkomst voor het verduurzamen van terreinverliAdvies 779> De klacht betreft een Europese openbare aanbesteding voor maaionderhoud van bermen en watergangen die is opgedeeld uit 10 geograComplaint dismissedAdvies 777> Europees openbare aanbestedingsprocedure voor de levering en plaatsing van speel- en sporttoestellen en valondergronden. Bij de Complaint dismissed
09Frequently asked questions
What is included under the description of the insured items?
The insured items include the total of movable and immovable property, regardless of whether these are owned by or managed/used by the insured. Business equipment/inventory also includes motor vehicles, trailers, caravans, and vessels. Solar panels are considered part of a building and therefore as immovable property.
Which regulation applies to fire subrogation?
If insurers can recover damage payments from third parties on the basis of subrogation, they act in accordance with the Bedrijfsregeling Brandregres 2014 of the Verbond van Verzekeraars.
What is meant by the term 'building' within the insurance?
The term building also includes containers, emergency premises, and canteen units.
Automatically compiled from the official tender data and documents.